Whether you are at a mid point in your career or days from retiring retirement planning is extremely important. The sooner you start planning for the tax consequences of retirement the bigger the impact that planning will have. If you're just now starting to think about retiring insuring you invest in the right areas can have a huge impact on your tax consequences. On the other hand if you are about to or have retired it's important that you look towards the right investments to lessen the tax impact on your capital. You want to make it last as long as you can and possible pass some of it on to your family which brings us to Estate Planning.